Fincent Review: Features, Pricing, & Alternatives

Our Verdict

Explore our in-depth Fincent review. Discover how this intuitive, affordable, bookkeeping software can transform your business’s financial management.

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Fincent Fincent
Software Type: Bookkeeping software
Best For: Small businesses, startups, and freelancers looking for efficient financial management tools.
Pricing: $199/mo - $1,049/mo
  • Dedicated bookkeeping team
  • Catchup services available
  • Personalized bookkeeping
  • Year-round tax advisory
  • No free trial
  • Add-on features can be costly

Are you searching for a reliable and user-friendly accounting software solution? Look no further than Fincent.

It’s a cloud-based platform designed specifically for small businesses, though it can also work well for enterprise-level companies, making it a great choice for those looking to scale.

The primary goal is to simplify your financial management tasks. While the main focus is on bookkeeping, additional services are available to help you handle taxes and invoicing.

Can it truly save you time and provide a clear understanding of your business’s financial health? And most importantly, is it the right choice for your specific needs?

My Fincent review aims to help answer these questions and more, providing an in-depth analysis of its features, benefits, and potential pitfalls.

SMB Guide’s Verdict for Fincent

I’m giving Fincent a 8 out of 10. It has an edge over some competitors because it also includes invoicing and bill payment.

The fact that the price scales with your growth, while others offer flat rate pricing can be a bit of a deterrent.

There doesn’t appear to be a mobile app available, so that’s another drawback.

In this review of Fincent, I’ve followed SMB Guide’s detailed criteria for evaluating the bookkeeping software.

FactorRating (out of 10)
Pricing & Plans8
General Ledger and Chart of Accounts9
Bank Integration and Reconciliation9
Financial Reporting9
AP and AR Management10
Payroll and Tax Management7
User Interface and User Experience8
Integrations, Compatibility & Supported Platforms8
Customer Support8
SMB Guide Rating8

Pricing & Plans

Fincent doesn’t categorize its pricing into plans. Instead, it’s based on your monthly expense volume, as follows:

Fincent pricing
  • $0-10K: $199/month ($179/month with annual discount)
  • $10K-$30K: $309/month ($278/month with annual discount)
  • $30K-$75K: $399/month ($359/month with annual discount)
  • $75K-$150K: $529/month ($476/month with annual discount)
  • $150K-250K: $649/month ($584/month with annual discount)
  • $250k-$500K: $849/month ($764/month with annual discount)
  • $500K-$1M: $1,049/month ($944/month with annual discount)
  • $1M and above: Contact Fincent for pricing

You’ll get:

  • A dedicated bookkeeping team
  • Monthly bookkeeping check-ins
  • Secure invoicing and payments
  • Profit and Loss Statement and Balance Sheet
  • Cash flow Statements
  • Vendor and Customer Management
  • Subscription Management
  • Roles and Permissions
  • Bank, Card, and Payment Connections
  • Seamless QuickBooks Integration
  • Consolidated Transaction View
  • Built-in Bookkeeper Collaboration
  • Monthly Books Closing Guarantee
  • Cloud File Forward and Organizer
  • Accounts Receivables and Payables
  • Invoicing and Collection
  • Bill Tracking
  • Add Multiple Businesses (with discounts for each business).

General Ledger and Chart of Accounts

Fincent gives you a main dashboard, where you get an overview of everything, called Headsup.

Fincent headsup

Since everything syncs up with QuickBooks, you’ll have a simplified version of your general ledger and chart of accounts.

This is designed to help non-accountants make sense of their financials while allowing your CPA to get everything they need.

Bank Integration and Reconciliation

Fincent connects multiple credit card and bank accounts using Plaid to link your accounts and automatically pull in your transactions securely.

There does not appear to be a limit to the number of accounts you can link, like with other companies in the space.

Because I wasn’t able to actually connect bank accounts, I could not test how well the reconciliation works.

But based on experience with other platforms, I’m sure it’s fairly easy to edit any mistakes the platform makes when it comes to categorization.

All you have to do to see a list of your transactions is to navigate to the Timeline on the left-hand side. From there, you can search, and filter with “Money In” and “Money Out”.

Fincent timeline

You can easily edit any information. In the “For Review” section, that’s where you can communicate with your bookkeeper about any issues they may have with certain transactions.

Fincent transactions

Financial Reporting

Fincent makes it easy to see basic financial reports. The financials section gives you a quick overview of income and expenses.

Fincent financial reporting

Clicking on the tabs across the top makes it easy for you to see your Profit and Loss Statement, Balance Sheet, and Cash Flow Statement.

AP and AR Management

Fincent handles AP and AR quite well, as it’s one of the few tools in this space that also includes billing and invoicing along with customer management.

The AR Management is found in the Get Paid section. This is where you can add invoices, or check the status of any outstanding invoices.

Quickly and easily see how much money you’re owed, and when you can expect it to come in.

Fincent AR management

The AP Management is found in the Pay section. Easily see what you need to pay, and who it needs to be paid to.

Keep track of payment due dates so all your vendors are paid on time.

Fincent ar management

Payroll and Tax Management

Fincent does not include any payroll features, but it integrates with Gusto, so you can use it to manage your payroll if you need to.

You will have to pay for your Gusto account separately. With your monthly bookkeeping, you’ll get tax-ready reports, guaranteed to be completed by the 15th of every month.

You’ll also have access to year-round tax advice, to help you get ready for tax season and reduce your tax bill.

User Interface and User Experience

Though I couldn’t sign up for an actual account, I could use the self-guided walkthrough to see what the software looks like and how it works.

The walkthrough and videos showed that the software was incredibly easy to use. Menus are clearly laid out on the left hand side, and intuitive, so you can easily navigate to what you need, whenever you need it.

Integrations, Compatibility, & Supported Platforms

Fincent works with many tools you’re already using, such as QuickBooks, Square, Stripe,, Gusto, and Shopify.

It’s a cloud-based platform accessible from any device with an internet connection. There are no links to a mobile app on the website, and searching app stores reveals nothing.

Customer Support

Users can contact their personal bookkeeper via phone or email. You’ll receive a response within 24 hours.

Fincent customer support

If you need urgent assistance, you can start a live chat with someone on the Fincent web app, or from within the Fincent mobile app, according to the website.

However, I wasn’t able to find mobile apps in either the Google Play Store or the Apple App store.

Beyond reaching out to your bookkeeper or a live chat representative, there’s also a blog full of resources to help you address common questions and concerns, such as: how to pay yourself as a small business owner, how to understand the double entry accounting system, and how to reduce your tax bill with itemized deductions.

Beyond the blog, there is a glossary, a list of IRS forms, and how to guides to help you.

Fincent — Unique Features

In a space where there are plenty of competitors, Fincent stands out because it also includes invoicing and custom management.

These are often left to third-party integrations, which means paying for additional services and finding platforms that work together.

Fincent directory

One thing that sets it apart from others is the Directory feature, that puts all your business contacts in one place – Customers, Vendors, and Subscriptions.

You can click on customers to get information such as how much they’ve spent with you, the average length of time it takes them to pay, etc.

Click on individual vendors to get statistics on how much you’re spending with them, outstanding balances, and lifetime costs.

What The Experts Say About Fincent

Honestly, I was a little concerned to find so few Fincent reviews on major platforms like G2 and Capterra.

  • 4.5/5 stars at Capterra (8 reviews)
  • N/A at G2 (no reviews)

Fincent takes care of everything related to accountancy and they did all the work I didn’t want to do. They just did it and made my life much easier. We are a graphic design studio and I was pretty new to accounting and bookkeeping. From the moment I started using Fincent, they took care of everything for me. They did the technical configuration, set up everything from scratch, and even set up everything for me to get my taxes done right. I’m very glad I chose Fincent, their team doesn’t disappoint in what they’ve set out to do. Made my bookkeeping and accounting worries go away.

Noel C., Co-founder – Verified Capterra review

Granted, the company was founded in 2020, but three years later I would expect some third-party footprint on these sites.

The company profile hasn’t even been claimed on Trustpilot, so it’s hard to see what real users have to say, and this definitely affected my overall rating.

Fincent Alternatives

If you don’t think FIncent is the best solution for your business, consider these alternatives.

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$395/mo - $995/mo
$249/mo - $399/mo
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$395/mo - $995/mo
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$249/mo - $399/mo


xendoo homepage

Fincent is highly similar to Xendoo, with the main difference being that while Fincnent uses QuickBooks, Xendoo customers can choose between QuickBooks or Xero to manage their bookkeeping.

Both platforms offer a dedicated bookkeeping team. Pricing starts at $395/month, but there is a discount for annual billing.

QuickBooks Live

Quickbooks Live homepage

QuickBooks Live is a great option for businesses that already use QuickBooks to handle their bookkeeping and accounting. The difference here is that you’ll have the support of a dedicated, certified QuickBooks expert, available to help you close your books and get questions answered.

The fee starts at $200 a month in addition to your QuickBooks Online subscription, and there is a one-time $500 clean-up fee.

Schedule your free consultation today!


Bench Accounting homepage

These tools are highly similar, with the main difference being that Bench focuses solely on bookkeeping, though some plans also offer tax advisory support.

There are no additional features for invoicing and bill payment. Pricing starts at $299/month with an annual contract.

It is best for small businesses that want consistent pricing that doesn’t change as monthly expense volume increases.

More alternatives: 7 other Fincent alternatives

Getting Started with Fincent

I found Fincent to be a robust and user-friendly platform that offers a wide range of features for small and growing businesses.

Seamless bookkeeping and invoicing capabilities along with its efficient expense tracking system, make it a great choice for businesses that want to save time on bookkeeping and accounting while still having a real-time big-picture view of their overall financial health. 

It’s best for businesses who want to take control of their financial management, while also keeping things streamlined and simple.

Fincent FAQs

Who is the owner of Fincent?

According to multiple sources, such as LinkedIn, Pitchbook, and Crunchbase, Hrush Bhatt is the CEO and co-founder of Fincent. The other co-founder is Sunit Singh.

How easy is it to switch to Fincent from another accounting software?

The team at Fincent can help you switch to their platform from another accounting software with relative ease. If you’re already using QuickBooks, you’re ahead of the game.

Is Fincent secure to use for my financial data?

Yes, Fincent prioritizes the security of your data. It uses advanced encryption technology to protect your information. Also, it provides regular backups and adheres to strict privacy policies to ensure your financial data is safe and secure.

QuickBooks Live Bookkeeping

QuickBooks Live Bookkeeping is an online bookkeeping service that connects small businesses with trusted, QuickBooks-certified virtual bookkeepers

Get a free consultation
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Fincent is the ultimate financial management solution for businesses in the United States

Product Brand: Fincent Inc.

Editor's Rating:

Lucinda has spent the last 15 years working from home as a freelance writer and WordPress designer, and throughout her career, she has worked directly with several digital marketing agencies with clients in the SaaS space, ranging from e-commerce platforms to procurement software.